Your Rights Under the FCRA
The Fair Credit Reporting Act (FCRA) protects your privacy and ensures accuracy in background checks.
Summary of Your Key Rights
Right to Be Informed
You must be told if information in your file has been used against you.
Right to Know What's in Your File
You have the right to request and obtain all information about you in the files of a consumer reporting agency.
Right to Dispute Incomplete or Inaccurate Information
If you identify information that is incomplete or inaccurate, you can dispute it with the consumer reporting agency.
Right to Consent
Consumer reporting agencies may not provide information about you to employers without your written consent.
Right to Seek Damages
You may seek damages from violators in state or federal court.
Important Notice
Identity theft victims and active duty military personnel have additional rights under the FCRA. For more information, visit www.consumerfinance.gov
Full FCRA Rights Document
Download the complete summary of your rights under the Fair Credit Reporting Act.
Have questions about your rights? Contact your HR representative.